Tocos app for iPhone and iPad

It’s easy to make a difference

Each toco represents one tonne of carbon dioxide removed from the atmosphere. The more you use toco for your everyday money and payment needs, the more carbon is removed from the atmosphere.


Send, receive and pay in an instant

Transactions are quick and easy, no matter where you are sending or spending your money.



No hidden fees
Send and receive money with no hidden fees. There are no monthly or account fees.
You only pay 1% per transaction.



Responsibly regulated.

The payment network is committed to compliance and consumer protection. It supports regulatory efforts in the fight against money laundering, terrorism, and other unlawful behaviour. Every wallet goes through a KYC (Know Your Customer) process during registration to ensure the integrity of the payments platform is maintained.


You are in control
Your wallet, your money. You are the only person with access to your account.
No one else, not a bank, financial intermediary, or the Carbon Reserve, has access to the money in your account.